Closing costs in Utah typically run about 2% to 5% of the purchase price for buyers and 6% to 8% for sellers (most of the seller figure is the real estate commission). Use the calculator below for your own estimate, or read the full Utah closing costs guide for a line-by-line breakdown of buyer and seller fees.
Utah Closing Cost Calculator
Buyer costs and seller net sheet
Utah Closing Cost Calculator
Estimate buyer or seller closing costs on a Utah home transaction.
Estimated Buyer Closing Costs
Estimates only. Actual closing costs vary by lender, title company, and transaction specifics. Utah uses title companies (not attorneys) for residential closings. Buyer costs typically run 2-4% of purchase price; seller costs (excluding agent commissions) typically run 1-2% of sale price.
Typical Utah buyer closing costs
On a $600,000 Utah home with 20% down, expect total buyer closing costs of roughly $9,000-$12,000 (about 1.5-2% of purchase price). This includes loan origination, appraisal, inspection, title insurance, recording fees, and prepaid property tax and insurance escrows. Utah has no separate mortgage transfer tax, which keeps costs lower than many states.
Typical Utah seller closing costs
Seller costs in Utah are dominated by real estate commissions, which traditionally run 5-6% of sale price total (split between listing and buyer agent). Beyond commissions, sellers pay title and escrow fees, tax proration, and optionally a home warranty for the buyer. Total seller costs (excluding mortgage payoff) typically run 6-8% of sale price.
Get a detailed net sheet
For your specific Utah property, we can prepare a detailed seller net sheet that accounts for your exact mortgage payoff, HOA prorations, transfer fees, and any seller concessions. Call 801-999-8005 for a free no-obligation estimate.
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