Utah Closing Cost Calculator

How to use this calculator

Use the Seller net sheet to estimate your proceeds: enter your expected sale price and mortgage payoff, then set your listing fee and the buyer-agent fee you choose to offer. The calculator shows each fee separately, adds about 1 percent for title, settlement, and recording, and subtracts your payoff to estimate your net.

Use the Buyer estimate to plan your cash to close: enter the home price and your down payment, and see your down payment plus an estimate of closing costs and prepaid escrow, which typically run about 1 to 2 percent of the price.

The numbers behind it

• Listing fee and buyer-agent fee are separate. They are two distinct, negotiable fees paid to two different brokerages. Your listing fee is the only side your listing agent is paid, and you choose whether to offer to cover the buyer’s-agent side. See how Utah commissions work.
• Title, settlement, and recording run roughly 1 percent of the sale price for a seller in Utah.
• No transfer tax. Utah charges no real estate transfer or deed tax, which keeps closing costs lower than in many states.
• Buyer costs are a mix of lender, appraisal, inspection, and title fees plus prepaid tax and insurance escrow. Some scale with the price and loan size.

For a full line-by-line explanation, see our Utah closing costs guide.

Get an exact figure

Every closing is a little different. When you want a precise, personalized number rather than an estimate, request a free net sheet or call 801-999-8005, and we will prepare one for your specific home and situation.