Buyer Guide
Free Utah Home Buyer Guide
A free, downloadable guide to buying a Utah home in the 2026 market, drawn from more than 20 years and over 1,000 Wasatch Front transactions. Tell us where to send it and we will email it over.
- 112 five-star Zillow reviews, 23 years on the Wasatch Front
- Live MLS data and recent comps, read by a broker who knows your neighborhood
- Free, usually within one business day, and no obligation
Everything you need to buy with confidence in 2026
Buying a home is one of the biggest financial decisions most people make, and the 2026 Utah market is not the 2021 market. Inventory is higher, buyers have more room to be selective, and concessions like rate buy-downs are on the table again. This free guide pulls together what actually matters right now, drawn from more than 20 years and over 1,000 Wasatch Front transactions, into one PDF you can read at your own pace, offline.
What is inside
- The twelve phases of buying a Utah home, from pre-approval to keys in hand
- How much to save for closing costs in Utah, and how they stack on top of your down payment
- Credit-score requirements by loan type, including FHA, conventional, VA, and USDA
- When to keep your contingencies and when it is safe to shorten them
- Common Utah-specific inspection issues, from radon and foundation settling to snow-load roof wear
- The Utah residential exemption that lowers the taxable value of your primary home by about 45 percent
- Straightforward answers to the questions buyers ask most
Why it helps
Most surprises in a home purchase come from things buyers did not know to plan for: closing costs that were not budgeted, a contingency waived without understanding the risk, or an inspection issue that should have been a negotiating point. This guide is built to remove those surprises so you can move forward with a clear head and realistic expectations. When money comes up, remember that your out-of-pocket closing costs typically run about 1 to 2 percent of the price on top of your down payment, and the guide shows you how to fold those into your own estimate.
After you read it
The guide gives you the map. When you are ready to apply it to a real search, the next step is a pre-approval and a conversation about your goals. You can dig into the full process in the Utah home buyer guide 2026, review your out-of-pocket numbers in our guide to Utah closing costs, and start your search from our buying overview.
Fill out the short form and we will send the guide straight to your inbox. Reach out at 801-999-8005 whenever you want to talk it through.
Free Utah Home Buyer Guide FAQ
Frequently asked questions
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Is the guide really free?
Yes. The PDF is completely free. Tell us where to send it and we will email it to you. There is no cost and no obligation, because informed buyers make better decisions.
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What is inside the guide?
It walks through the full buying process in twelve phases, from pre-approval to keys in hand, plus how much to save for closing costs in Utah, credit-score requirements by loan type, when to keep contingencies and when to shorten them, common Utah inspection issues, and answers to the questions buyers ask most.
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Do I have to be ready to buy to use it?
No. Many buyers read it months before they start shopping, just to understand the process and the numbers. There is no obligation attached to the download.
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How much should I save for closing costs in Utah?
Buyer closing costs in Utah usually run roughly 1 to 2 percent of the purchase price, on top of your down payment, and can climb higher with discount points and prepaid escrows. Our Utah closing costs guide and closing cost calculator let you estimate your own figure.
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What credit score do I need to buy in Utah?
FHA loans generally start at a 580 score with 3.5 percent down, while conventional loans usually want 620 to 680 or higher, and scores of 740 and up qualify for the best pricing. The guide breaks down requirements by loan type, and a Utah-licensed lender can tell you exactly where you stand.
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Can I ask questions after reading it?
Absolutely. Once you have read it, you can call 801-999-8005 or reach out through our contact page to talk through your specific situation with Kris, with no obligation.