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Garden City · Rich County

Swan Creek

  • Single Family Residence
  • 2 available now
  • Built through 2026

$465,000 to $920,000

2 homes listed now

Bedrooms
3 to 5
Baths
4
Sq ft
2,054 to 3,745
HOA
$750 HOA fee
Call or text 801-999-8005

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Swan Creek is a new construction community in Garden City, Utah (Rich County). Homes are single family residence. Typical homes offer 3 to 5 bedrooms, about 4 bathrooms, around 2,900 square feet. Prices start around $465,000. Listings here report an HOA fee of $750, though the MLS does not state the billing period. 2 homes are listed for sale here right now. Verified August 2026 by Kris Bowen, a Utah real estate broker. Figures come from public builder listings and MLS data and change often.

The homes

Home types
Single Family Residence
Bedrooms
3 to 5
Bathrooms
4 typical
Garage
1 car
Square feet
2,054 to 3,745
Typical lot
6,969 sqft

How Swan Creek compares in Garden City

Against the 4 new construction communities we track in Garden City, Swan Creek is the 2nd least expensive. The Garden City median works out to about $1,195,750, so this one sits 42 percent below it.

On price per square foot that is about $239. The Garden City new construction median is near $305, roughly 22 percent lower.

Homes here run 22 percent smaller than the Garden City new construction median of about 3,705 square feet.

It also carries 29 percent of every new construction listing in Garden City right now, so it is one of the larger sources of choice in this market.

The HOA

Homes listed here report an HOA fee of $750. The MLS does not record whether that is monthly, quarterly or annual, so treat it as the reported amount rather than a monthly cost until it is confirmed. Ask what the dues actually cover, whether a master association sits above a sub-association, and what the reserve study says. Those answers change the real cost more than the headline number.

What the homes include

Reported on homes listed here. Varies by plan and by what a previous buyer chose.

Inside

  • Alarm: Fire
  • Alarm: Security
  • Bath: Primary
  • Closet: Walk-In
  • Den/Office
  • Disposal
  • French Doors
  • Granite Countertops
  • Oven: Double
  • Range/Oven: Free Stdng.
  • Theater Room
  • Vaulted Ceilings

Outside

  • Basement Entrance
  • Covered
  • Deck
  • Double Pane Windows
  • Entry (Foyer)
  • Patio: Covered
  • Porch: Open
  • Sliding Glass Doors

Location

What it costs each month

$3,120 per month, estimated

A rough estimate on a $465,000 home: 5 percent down, a 30-year loan near 6.5 percent, Utah primary-residence property tax around 0.6 percent, and about $95 insurance. HOA is NOT included, because the MLS does not state whether the reported fee is monthly or annual. Builders frequently offer rate buy-downs that land well below this, which is exactly the kind of thing that is not advertised.

These payment figures are an estimate for budgeting and planning only. They are not a mortgage quote, a loan offer, or a commitment to lend. Your actual rate and payment depend on your credit, loan program, and current market rates. Talk to a licensed mortgage professional for real numbers. Connect with our preferred Utah lender.

Nearby communities

Keep looking

Information on this page is compiled from public builder listings and MLS data, is believed reliable, and is not guaranteed. Pricing, availability, HOA dues and specifications change often and vary by floor plan, lot and phase. Confirm anything you plan to rely on with the builder or with Kris before you act on it.

Good to know

Swan Creek questions, answered

  • How much do homes cost in Swan Creek?

    Plans in Swan Creek start around $465,000 as a base price. Homes currently on the market in Swan Creek in Garden City, Rich County are listed between $465,000 and $920,000, which reflects lot premium, elevation and upgrades on top of that base. The gap between the advertised starting price and what homes actually close at is the part builders do not publish.

  • What kinds of homes are in Swan Creek?

    Swan Creek in Garden City, Rich County has single family residence homes, typically 3 to 5 bedrooms and 2,054 to 3,745 square feet. Specifications vary by floor plan, lot and phase, so confirm the exact home rather than planning around a community-wide figure.

  • Are there homes available in Swan Creek right now?

    2 homes in Swan Creek are listed on the MLS as of the latest weekly refresh of this registry. Builders also hold quick-move-in homes back for their own sales office, so the real number is usually higher.

  • How new are the homes in Swan Creek?

    The newest homes recorded in Swan Creek were built in 2026.

  • Do I need my own agent to buy in Swan Creek?

    No, but the agent in the Swan Creek model home is paid by the builder and represents the builder. A buyer's agent on new construction is normally paid by the builder too, so having your own costs you nothing here.

Kris Bowen, Real Estate Broker
112 five-star reviews

Agent referral

Looking at Swan Creek?

Kris Bowen is a Utah broker based on the Wasatch Front and does not personally work this market, so the honest answer here is an introduction rather than a listing appointment. The advice still holds wherever you buy: the sales agent in the model home is paid by the builder, the builder normally pays your agent too, and going in unrepresented costs you information for free. Ask and he will connect you with an agent who works this area, and tell you what to ask them.

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Kris Bowen Real Estate Group License #5504762-AB00 · LPT Realty