St. George · Washington County
Regency at Desert Color
by Toll Brothers
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Quick answer
Regency at Desert Color is an active adult community with no enforceable age requirement in St. George, Washington County, Utah, built by Toll Brothers, with about 107 homes. Homes are single-family homes running 1,419 to 3,304 square feet. New homes are still available from the builder.
It is a residential community, not assisted living or senior care. There is no staff, no nursing, and no meal service. Residents own their homes.
Verified August 2026 by Kris Bowen, Utah real estate broker and senior move specialist. 801-999-8005
Regency at Desert Color is Toll Brothers’ 55+ community in St. George, with 107 recorded lots and 38 homes built — not the 564 in the marketing.
Dues are expected to go from about $165 today to roughly $400 once the clubhouse opens. Get that in writing.
Broker's note
Start with the number that is not published. Broker sources describe a two-tier structure: a Desert Color master assessment around $150 a month, plus a Regency sub-association fee currently near $15 that is expected to rise toward $250 once the clubhouse opens. That is roughly $400 a month at stabilization, against about $165 today. None of it is confirmed, and the gap between what you pay in year one and year three is the single most important thing to get from Toll Brothers in writing.
The scale is also smaller than the marketing implies. The figure of 564 homes at buildout is a plan number, not a recorded one. Only Regency at Desert Color Plat 1 is recorded, at 107 lots, and county records show 38 homes actually built with 69 lots still vacant. It also no longer appears on Toll Brothers' Utah community list, which is consistent with broker reports that it is mostly resale now.
Amenities look strong on paper: a private Regency clubhouse with indoor and outdoor pools, fitness, bocce and pickleball, plus master-plan access to the 2.5-acre lagoon, trails and parks. Clubhouse completion status is unverified, and pickleball was under construction at last report. Ask what is finished today rather than what is planned.
Two more practical points. All 37 completed homes with recorded floor counts are single-story, but with a 3,304 square foot plan in the mix I would verify plan by plan. And this is the farthest community from groceries in the St. George set, about nine miles to Costco, though it is only about 12 minutes to the airport.
Kris Bowen, Real Estate Broker · 23 years in Utah
Is this the right fit?
A good fit if you want
- Toll Brothers construction and warranty
- Indoor and outdoor pools plus lagoon access
- Twelve minutes to the airport
- Buyers comfortable with dues that will rise substantially
Look elsewhere if
- You need a fixed dues figure. Yours is expected to roughly double
- You want the clubhouse now. Completion status is unverified
- You want groceries close. This is the farthest in the St. George set
The homes
What "single-level" actually means here
Plenty of 55+ homes advertise main-floor living and still put the laundry in the basement or the second bedroom upstairs. Here is exactly what sits on the entry level.
- Primary suite on the entry level
- All daily essentials on one floor
All 37 completed homes with recorded floor counts are single-story. But with a 3,304 square foot plan in the mix, verify plan by plan rather than assuming the whole community is single-level.
What to ask the builder before drywall goes up
- Grab-bar blocking in the bathroom walls. It costs almost nothing during framing and is expensive to add later. Nobody thinks to ask.
- Interior door clear width. 32 inches is the minimum that stays workable; 36 is better.
- Whether the primary shower could go curbless later, which depends on the slab and drain location.
- Which entry is step-free. A garage on the same level as the house is usually the cheapest one a home has, and it is almost never advertised.
Amenities
- Private Regency clubhouse with indoor and outdoor pools
- Fitness center
- Bocce
- Pickleball
- Master-plan access to a 2.5-acre lagoon, trails and parks
The HOA
Expect two tiers. Broker sources report a Desert Color master assessment near $150 a month plus a Regency sub-association fee currently around $15, rising toward $250 once the clubhouse opens, for roughly $400 total. None of that is confirmed. This is the single most important number to get from Toll in writing.
Who actually runs this HOA
Registered with the Utah Department of Commerce as Regency at Desert Color . The registry also records it as subject to a master association, so expect a second set of dues on top of this one.
Not registered under this name. The Desert Color Community Master Association is registered; the Regency sub-association is not, which is consistent with an active build-out.
This is the entity to ask for the budget, the reserve study, and the recorded CC&Rs. I request those for clients as a matter of course.
Two cautions I give every client buying into a newer association
Developer-set dues are introductory. While a builder still controls the association, dues are commonly set low and reserves underfunded, because low dues sell houses. After homeowners take over, boards routinely raise dues and levy assessments to catch up. Ask for the projected turnover date.
Ask for the reserve study, and check its date. Utah law requires a reserve analysis at least every six years, reviewed at least every three, with an annual summary to owners. Under 70 percent funded is a yellow flag. Under 50 percent is a real problem, and the bill arrives as a special assessment after you close.
Who is actually allowed to live here
This is the part that blindsides families, so I would rather over-explain it.
Under the federal Housing for Older Persons Act, a community keeps its senior exemption as long as at least 80 percent of occupied homes have a resident 55 or older. That remaining 20 percent is the cushion associations use to allow a younger spouse, an early-50s buyer, or a surviving partner.
The thing almost nobody knows: HOPA does not, by itself, protect an under-55 surviving spouse. Whether your husband or wife can stay after you are gone depends entirely on the recorded CC&Rs. Some communities include an explicit survivor clause. Some leave it to the board. Some are silent, which is the worst version.
Get these answered in writing before you write an offer
- Can a surviving spouse under 55 remain, and is it written down or left to the board?
- Can an heir under 55 inherit and live in the home, or only rent or sell it?
- How much of the 20 percent cushion is already in use? If the community sits at 19 percent, there is no room left for your spouse. This is obtainable from the association and virtually nobody asks.
- Can a live-in caregiver under 55 stay if one of you needs help?
- How many days per year may a younger guest stay, and does that constrain a summer with the grandchildren?
Location and getting to services
Typical-traffic drive times from Regency at Desert Color to the places you will actually go.
How far is this from you?
Enter your doctor's office, your church, or a family member's address and see the drive from this community.
Opens driving directions in Google Maps with Regency at Desert Color as the destination. Your address is not saved, stored, or sent to us. It goes straight from your browser to Google Maps.
The question adult children ask that nobody answers
How does an ambulance get in? If a community is gated or has controlled access, ask whether the fire district has a Knox box or gate code on file, and whether the first-due unit carries a paramedic. That detail matters more than the drive time does.
A useful benchmark: Medicare Advantage network adequacy rules set maximum time and distance standards by county type. In large metro counties the primary care standard is 10 minutes or 5 miles.
If you stop driving
The least-discussed risk in active adult housing. Losing the ability to drive roughly doubles the risk of depression symptoms and social isolation, and where a home sits determines how hard that transition is.
- Is there a continuous sidewalk to anything useful, or does every errand require a car?
- What is the walk to a grocery store or pharmacy on the actual sidewalk route?
- Is the address inside a UTA paratransit service area? ADA paratransit generally covers within three quarters of a mile of a fixed route.
- Does a county senior transport or volunteer ride program serve this address?
What it really costs each month
The sticker price is the least interesting number. What matters is the monthly nut, and how it compares to what you are paying now.
* Based on what the community and builder publish about the dues, which I have looked up rather than assumed. It is not confirmed against the association's own budget and governing documents, and exactly what is covered can differ by phase, by home type, and over time. I pull the current budget and CC&Rs for clients before they write an offer.
This is the honest case for a 55+ community, and it is the one most people get wrong. The HOA fee is not purely an added cost. It replaces line items you already pay on a larger home, in cash or in your own labor. When someone tells me downsizing does not pencil, we usually find they compared the mortgage and the dues and left out the lawn service, the snow, and the roof they will need in six years.
Typical utilities
Rough monthly ranges for a home this size in St. George. Utilities are the line item people most often forget to compare, and they are usually where a smaller home wins.
Estimates only, and they vary a lot. A townhome, a condo, and a detached single-family home of the same square footage can run very differently, and so can two neighbors in identical homes depending on thermostat habits, occupancy, and whether the yard is irrigated. Treat these as a starting point, then ask for the actual bills on a specific address.
For the son or daughter reading this
If you are researching on behalf of a parent, you are asking different questions than they are, and both sets are legitimate.
Some perspective, honestly offered: hands-on help from an adult child drops off sharply with distance. Weekly help hours fall from roughly three when you live on the same block to about one at two to five miles away, and keep falling from there. If you are weighing communities, distance from you matters more than most families treat it.
What to check here
How far it is from you. Whether the community is gated and how emergency services get in. Cell signal for a medical alert device. Broadband for telehealth. Whether an under-55 caregiver may live in. Whether the architectural committee permits a ramp or grab bars. And the overnight guest limit, which is the rule that quietly prevents you from staying a week to help.
What this community is, and what it is not
An active adult community is real estate, not care. There is no staff, no nurses, no meals, and no call system. If your parent needs help with bathing, dressing, or medication, that is assisted living, which is a different product entirely. Buying here because it sounds like a safer version of a house is the most expensive mistake families make.
Also worth knowing before you plan around it: Medicare does not pay for custodial help with bathing, dressing, meals, or housekeeping. It covers skilled, intermittent home health only. That gap is what actually forces the next move, and it catches families by surprise.
If you are coordinating with siblings
Agree among yourselves before anyone talks to your parents. The fastest way to derail this is one sibling feeling blindsided, and a parent who senses a united front they were not part of will dig in harder.
Decide early who is the point of contact, who handles the money conversation, and who is simply there for support. If the house eventually sells, the proceeds question tends to surface old family dynamics. Naming that in advance costs nothing and prevents a lot.
Paperwork worth locating now, not later
The deed, the mortgage payoff, a recent tax notice, and the HOA documents if there are any. If a parent may not be able to sign for themselves at some point, the power of attorney or trust paperwork matters enormously and is miserable to sort out under time pressure.
If the move is tied to care costs, talk to an elder law attorney and a CPA before anything sells. I am a broker, not a tax or legal advisor, but I work with families in this spot often and can point you to people who handle it properly.
The most common mistake is leading with logic. Parents who feel managed dig in. The families I see succeed start with what would make the next few years easier and more enjoyable, and let the house question follow.
I am glad to walk a community with the whole family at once and give the same honest read to everybody in the room. That is most of what I do.
Other 55+ communities to compare
Worth a look before you decide. I would rather you tour two or three than fall for the first one you see.
Information on this page is gathered from the builder, the association, public records, and other sources believed reliable, but it is not guaranteed and is subject to change without notice. Pricing, availability, HOA dues, amenities, and recorded community rules change often. Cost and utility figures are estimates only and vary widely by home type, size, and household. Verify all details for a specific address, and read the recorded documents, before you make an offer. Kris Bowen is a licensed real estate broker, not a tax, legal, insurance, or medical advisor. Last reviewed August 2026.
Good to know
Frequently asked questions
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What are the HOA dues at Regency at Desert Color?
Unconfirmed, and the trajectory matters more than today's figure. Broker sources describe a Desert Color master assessment near $150 a month plus a Regency sub-association fee currently around $15, expected to rise toward $250 once the clubhouse opens. That would take a buyer from roughly $165 today to about $400 at stabilization. Get both tiers and the timing from Toll Brothers in writing before you buy.
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How many homes are at Regency at Desert Color?
107 lots are recorded in Plat 1, with 38 homes actually built between 2022 and 2025 and 69 lots still vacant. The 564-home figure that appears in marketing is a plan number rather than a recorded one. The community also no longer appears on Toll Brothers' Utah community list, consistent with broker reports that it has become largely a resale market.
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Are the amenities at Regency at Desert Color finished?
Not entirely. The plan includes a private Regency clubhouse with indoor and outdoor pools, a fitness center, bocce and pickleball, plus master-plan access to a 2.5-acre lagoon, trails and parks. Clubhouse completion status is unverified and pickleball was under construction at last report. Ask specifically what is open today, since the sub-association fee is expected to jump when the clubhouse does open.
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Are the homes at Regency at Desert Color single-level?
All 37 completed homes with recorded floor counts are single-story, which is a good sign. But the plan range runs from 1,419 to 3,304 square feet, and a 3,304 square foot home is large enough that a two-story configuration is plausible in later phases. Verify the specific plan rather than assuming the whole community is single-level.
Talk to a real person
Thinking about Regency at Desert Color?
I will send the CC&Rs, the HOA budget and reserve study, current pricing, and my honest read. Or just call and ask one question. Both are free.
Call or text 801-999-8005No pressure, no obligation. Happy to talk with you, your spouse, and your family together.