Clearfield · Davis County
Summer Place
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Quick answer
Summer Place is an age-qualified 55+ community in Clearfield, Davis County, Utah, with about 30 homes. Homes are single-family homes running 1,272 to 2,112 square feet. HOA dues run about $80 per month. The community is built out, so homes sell as resale.
It is a residential community, not assisted living or senior care. There is no staff, no nursing, and no meal service. Residents own their homes.
Verified July 2026 by Kris Bowen, Utah real estate broker and senior move specialist. 801-999-8005
Summer Place is a 30-home 55+ neighborhood in Clearfield, built 1995 to 2004. All 30 homes are verified single-story with no basement, which is unusually consistent.
Dues cover lawn care front and back and snow removal to your front door. There is no pool and no clubhouse.
Broker's note
This is the cleanest small community in Davis County and it is the rare one where the marketing holds up under checking. All 30 homes are recorded at the county as one story with zero basement square footage. Not most of them. All 30. In a registry where I keep finding zero-stairs claims attached to homes with a bedroom upstairs, that matters.
The trade-off is that there is nothing here but houses. The entire common area is one parcel recorded as common area, RV parking, and a detention pond. No pool, no clubhouse, no gym. If you want built-in social life, look at Bountiful Gardens or a larger community. If you want a tidy street where somebody else mows the front and back and shovels to your door, this is it.
Two practical cautions. The association is self-managed by residents, which keeps dues low but means no professional reserve planning on 30 homes that are now 20 to 30 years old. And turnover is very thin, with no active listings when I checked, so comps are hard and you may wait for the right home.
I have not read the recorded covenants, so I am describing this as age-qualified rather than age-restricted. The restrictive covenants are recorded at the Davis County Recorder as Entry 1089429, Book 1711, Page 1130. That is a precise citation and worth pulling before you rely on the age rule.
Kris Bowen, Real Estate Broker · 23 years in Utah
Is this the right fit?
A good fit if you want
- True single-level living, verified on all 30 homes
- Lawn care front and back, plus snow cleared to your front door
- Being about four minutes from a full-service emergency room
- A small, quiet street rather than a large amenity community
- On-site RV parking, which most 55+ communities do not offer
Look elsewhere if
- You want a pool, clubhouse, or gym. There are none
- You want organized activities. Thirty homes cannot sustain them
- You want a professionally managed association
- You need to buy quickly. Turnover here is very low
The homes
What "single-level" actually means here
Plenty of 55+ homes advertise main-floor living and still put the laundry in the basement or the second bedroom upstairs. Here is exactly what sits on the entry level.
- Primary suite on the entry level
- Laundry on the entry level
- All daily essentials on one floor
All 30 homes are recorded as one story with no basement. That is verified at the parcel level for every single home, which is rare. If stairs are the reason you are moving, this community does not require you to screen home by home.
What to check when you walk a home here
- Measure the interior doorways. 32 inches of clear width is the minimum that stays workable with a walker; 36 is better. This is expensive to change and easy to check with a tape measure.
- Look for a step-free way in. Often the garage door is the flattest entry in the house, and no listing ever mentions it.
- Push on the bathroom walls where a grab bar would go. If there is no blocking behind the drywall, adding one properly means opening the wall.
- Check whether the shower could go curbless without moving the drain, and whether there is turning room in the bathroom.
- Ask the age of the roof, furnace, and water heater. On resale homes in an established community, this is where the real money hides.
Amenities
- Common area with RV parking
The HOA
$80 to $130 per month, depending on the home
What the dues cover:
- Front and back lawn care
- Snow removal from streets, driveways, and up to the front door
- Trash
- Common area and RV parking
Reported between $80 and $130 a month depending on the home, with RV parking about $10 more. Those figures come from listing aggregators rather than the association, so confirm with the board before you rely on them. Snow removal running all the way to the front door is unusual and genuinely useful here.
Who actually runs this HOA
Registered with the Utah Department of Commerce as Summer Place Homeowners Association Inc. (registration 14251553-MHOA). It is self-managed by a volunteer board rather than a management company, which means documents come from a neighbor rather than an office.
Resident self-managed with no management company. For a 30-home association that keeps dues low, but it also means slower paperwork at closing and no professional reserve planning. Ask for the reserve study and the last two years of minutes.
This is the entity to ask for the budget, the reserve study, and the recorded CC&Rs. I request those for clients as a matter of course.
Two cautions I give every client buying into a newer association
Developer-set dues are introductory. While a builder still controls the association, dues are commonly set low and reserves underfunded, because low dues sell houses. After homeowners take over, boards routinely raise dues and levy assessments to catch up. Ask for the projected turnover date.
Ask for the reserve study, and check its date. Utah law requires a reserve analysis at least every six years, reviewed at least every three, with an annual summary to owners. Under 70 percent funded is a yellow flag. Under 50 percent is a real problem, and the bill arrives as a special assessment after you close.
Who is actually allowed to live here
This is the part that blindsides families, so I would rather over-explain it.
Under the federal Housing for Older Persons Act, a community keeps its senior exemption as long as at least 80 percent of occupied homes have a resident 55 or older. That remaining 20 percent is the cushion associations use to allow a younger spouse, an early-50s buyer, or a surviving partner.
The thing almost nobody knows: HOPA does not, by itself, protect an under-55 surviving spouse. Whether your husband or wife can stay after you are gone depends entirely on the recorded CC&Rs. Some communities include an explicit survivor clause. Some leave it to the board. Some are silent, which is the worst version.
Get these answered in writing before you write an offer
- Can a surviving spouse under 55 remain, and is it written down or left to the board?
- Can an heir under 55 inherit and live in the home, or only rent or sell it?
- How much of the 20 percent cushion is already in use? If the community sits at 19 percent, there is no room left for your spouse. This is obtainable from the association and virtually nobody asks.
- Can a live-in caregiver under 55 stay if one of you needs help?
- How many days per year may a younger guest stay, and does that constrain a summer with the grandchildren?
Location and getting to services
Typical-traffic drive times from Summer Place to the places you will actually go.
How far is this from you?
Enter your doctor's office, your church, or a family member's address and see the drive from this community.
Opens driving directions in Google Maps with Summer Place as the destination. Your address is not saved, stored, or sent to us. It goes straight from your browser to Google Maps.
The question adult children ask that nobody answers
How does an ambulance get in? If a community is gated or has controlled access, ask whether the fire district has a Knox box or gate code on file, and whether the first-due unit carries a paramedic. That detail matters more than the drive time does.
A useful benchmark: Medicare Advantage network adequacy rules set maximum time and distance standards by county type. In large metro counties the primary care standard is 10 minutes or 5 miles.
If you stop driving
The least-discussed risk in active adult housing. Losing the ability to drive roughly doubles the risk of depression symptoms and social isolation, and where a home sits determines how hard that transition is.
- Is there a continuous sidewalk to anything useful, or does every errand require a car?
- What is the walk to a grocery store or pharmacy on the actual sidewalk route?
- Is the address inside a UTA paratransit service area? ADA paratransit generally covers within three quarters of a mile of a fixed route.
- Does a county senior transport or volunteer ride program serve this address?
What it really costs each month
The sticker price is the least interesting number. What matters is the monthly nut, and how it compares to what you are paying now.
* Based on what the community and builder publish about the dues, which I have looked up rather than assumed. It is not confirmed against the association's own budget and governing documents, and exactly what is covered can differ by phase, by home type, and over time. I pull the current budget and CC&Rs for clients before they write an offer.
This is the honest case for a 55+ community, and it is the one most people get wrong. The HOA fee is not purely an added cost. It replaces line items you already pay on a larger home, in cash or in your own labor. When someone tells me downsizing does not pencil, we usually find they compared the mortgage and the dues and left out the lawn service, the snow, and the roof they will need in six years.
Typical utilities
Rough monthly ranges for a home this size in Clearfield. Utilities are the line item people most often forget to compare, and they are usually where a smaller home wins.
Estimates only, and they vary a lot. A townhome, a condo, and a detached single-family home of the same square footage can run very differently, and so can two neighbors in identical homes depending on thermostat habits, occupancy, and whether the yard is irrigated. Treat these as a starting point, then ask for the actual bills on a specific address.
For the son or daughter reading this
If you are researching on behalf of a parent, you are asking different questions than they are, and both sets are legitimate.
Some perspective, honestly offered: hands-on help from an adult child drops off sharply with distance. Weekly help hours fall from roughly three when you live on the same block to about one at two to five miles away, and keep falling from there. If you are weighing communities, distance from you matters more than most families treat it.
What to check here
How far it is from you. Whether the community is gated and how emergency services get in. Cell signal for a medical alert device. Broadband for telehealth. Whether an under-55 caregiver may live in. Whether the architectural committee permits a ramp or grab bars. And the overnight guest limit, which is the rule that quietly prevents you from staying a week to help.
What this community is, and what it is not
An active adult community is real estate, not care. There is no staff, no nurses, no meals, and no call system. If your parent needs help with bathing, dressing, or medication, that is assisted living, which is a different product entirely. Buying here because it sounds like a safer version of a house is the most expensive mistake families make.
Also worth knowing before you plan around it: Medicare does not pay for custodial help with bathing, dressing, meals, or housekeeping. It covers skilled, intermittent home health only. That gap is what actually forces the next move, and it catches families by surprise.
If you are coordinating with siblings
Agree among yourselves before anyone talks to your parents. The fastest way to derail this is one sibling feeling blindsided, and a parent who senses a united front they were not part of will dig in harder.
Decide early who is the point of contact, who handles the money conversation, and who is simply there for support. If the house eventually sells, the proceeds question tends to surface old family dynamics. Naming that in advance costs nothing and prevents a lot.
Paperwork worth locating now, not later
The deed, the mortgage payoff, a recent tax notice, and the HOA documents if there are any. If a parent may not be able to sign for themselves at some point, the power of attorney or trust paperwork matters enormously and is miserable to sort out under time pressure.
If the move is tied to care costs, talk to an elder law attorney and a CPA before anything sells. I am a broker, not a tax or legal advisor, but I work with families in this spot often and can point you to people who handle it properly.
The most common mistake is leading with logic. Parents who feel managed dig in. The families I see succeed start with what would make the next few years easier and more enjoyable, and let the house question follow.
I am glad to walk a community with the whole family at once and give the same honest read to everybody in the room. That is most of what I do.
Other 55+ communities to compare
Worth a look before you decide. I would rather you tour two or three than fall for the first one you see.
Information on this page is gathered from the builder, the association, public records, and other sources believed reliable, but it is not guaranteed and is subject to change without notice. Pricing, availability, HOA dues, amenities, and recorded community rules change often. Cost and utility figures are estimates only and vary widely by home type, size, and household. Verify all details for a specific address, and read the recorded documents, before you make an offer. Kris Bowen is a licensed real estate broker, not a tax, legal, insurance, or medical advisor. Last reviewed July 2026.
Good to know
Frequently asked questions
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Are all the homes at Summer Place really single-level?
Yes, and this one holds up. County assessor records show all 30 homes recorded as one story with zero basement square footage, verified parcel by parcel. Most communities that advertise single-level living have at least a few plans with an upstairs bonus room or a basement, so you have to screen home by home. Here you do not.
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Is there a pool or clubhouse at Summer Place?
No. There is no pool, clubhouse, fitness room, or pickleball. The entire common area is a single parcel recorded as common area, RV parking, and a detention pond, so there is no amenity land in the plat at all. This is a well-kept 30-home neighborhood with a lawn-care and snow-removal HOA, and the low dues reflect that.
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What do the HOA dues cover at Summer Place?
Reported between $80 and $130 a month depending on the home, covering trash, snow removal, and lawn care front and back. The snow removal reportedly runs from the street up the driveway to the front door, which is more than most associations do and matters a great deal in a Davis County winter. RV parking is about $10 more. These figures come from listing sites rather than the association, so confirm them directly.
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Who manages the Summer Place HOA?
Nobody outside the community. It is registered with the state as an active association but is self-managed by residents, with no management company. On 30 homes that keeps dues low, but it also means there is no professional reserve planning on homes now 20 to 30 years old, and closing paperwork can move slowly. Ask for the reserve study and recent minutes.
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How many homes are at Summer Place?
30 detached single-family homes, plus one common parcel of just under an acre. The recorded plat is Summer Place PUD, recorded in 1994, and the homes were built between 1995 and 2004 with most finished by 2001. Sizes run from about 1,272 to 2,112 square feet, with two or three bedrooms and two bathrooms in every home.
Talk to a real person
Thinking about Summer Place?
I will send the CC&Rs, the HOA budget and reserve study, current pricing, and my honest read. Or just call and ask one question. Both are free.
Call or text 801-999-8005No pressure, no obligation. Happy to talk with you, your spouse, and your family together.