Riverton · Salt Lake County
Harvest Gardens
by Ivory Homes
$550,000 to $895,310
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Everything on Harvest Gardens, in one place. Free, from a Utah real estate broker and senior move specialist.
Quick answer
Harvest Gardens is an age-qualified 55+ community in Riverton, Salt Lake County, Utah, built by Ivory Homes, with about 51 homes. Homes are twin homes and single-family homes running 2,593 to 3,702 square feet, priced $550,000 to $895,310. HOA dues run about $318 per month. New homes are still available from the builder.
It is a residential community, not assisted living or senior care. There is no staff, no nursing, and no meal service. Residents own their homes.
Verified August 2026 by Kris Bowen, Utah real estate broker and senior move specialist. 801-999-8005
Harvest Gardens is a small 55+ enclave of 51 homes by Ivory Homes in Riverton, and it is deliberately amenity-free: no clubhouse, no pool, no gate, no activity director.
What you get instead is maintenance-free living seven minutes from Riverton Hospital, with water, trash, full front and back yard care, and snow removal covered.
Broker's note
Harvest Gardens is a small, deliberately amenity-free enclave: 51 homes, no clubhouse, no pool, no gate, no activity director. Your $318 a month buys water, trash, full front and back yard care, and snow removal. If you want to stop mowing and shoveling and do not care about a clubhouse, that is a clean trade.
The real draw is location. Seven minutes to Riverton Hospital and a short drive to The District and Mountain View Village. For a lot of buyers that beats a pool they would use twice a summer.
Correcting something I had wrong earlier: Ivory has not pulled the community pages. Both the Harvest Gardens and Harvest Gardens Villas pages are live, and as of July 2026 Ivory is still listing move-in-ready homes here, including a Millcreek at 11861 S Harvest Gold Way at $624,900 and another at 3628 W Harvest Gold Way at $584,900. You can still buy new. Inventory in a 51-home community goes fast, so call rather than assume.
Two research warnings if you look this up yourself. Ivory's page contains the phrase swimming pool buried inside an HTML comment, left over from a St. George template. Any AI summary that strips comments will invent a pool here. And the developer still controls the HOA board, so today's dues are not necessarily tomorrow's.
Kris Bowen, Real Estate Broker · 23 years in Utah
Is this the right fit?
A good fit if you want
- Maintenance-free living without paying for amenities you will not use
- Being seven minutes from a hospital and close to major shopping
- A very small community of only 51 homes
- Water, trash, full yard care, and snow removal all included
- Six of eight plans being single-story ramblers
Look elsewhere if
- You want a pool or clubhouse. Neither exists, despite what some AI summaries claim
- You want an organized social calendar. There is no activity director
- You want certainty on dues. The developer still controls the board
- You want a large selection. This is 51 homes, and only a handful are unsold at any time
The homes
What "single-level" actually means here
Plenty of 55+ homes advertise main-floor living and still put the laundry in the basement or the second bedroom upstairs. Here is exactly what sits on the entry level.
- Primary suite on the entry level
- Laundry on the entry level
Six of the eight plans are single-story ramblers, most with basements. Two, the Big Cottonwood at about 3,702 square feet and the Willowcreek at 3,621, are two-story. The main-floor-living marketing is broadly true but not universal, so confirm the plan.
What to ask the builder before drywall goes up
- Grab-bar blocking in the bathroom walls. It costs almost nothing during framing and is expensive to add later. Nobody thinks to ask.
- Interior door clear width. 32 inches is the minimum that stays workable; 36 is better.
- Whether the primary shower could go curbless later, which depends on the slab and drain location.
- Which entry is step-free. A garage on the same level as the house is usually the cheapest one a home has, and it is almost never advertised.
Amenities
- Walking and biking trails
- Full front and back yard care included
- Street snow removal included
The HOA
$318 per month
What the dues cover:
- Culinary and secondary water
- Trash
- Lawn care, front and back
- Street snow removal
The $318 figure comes from a live listing rather than the association. Note what the dues do NOT buy here: there is no clubhouse and no pool, so this is maintenance-free living rather than amenities.
Who actually runs this HOA
Registered with the Utah Department of Commerce as Harvest Gardens (registration 14256853-MHOA). Managed by Community Solutions and Sales, an Associa company, Draper.
Registered as a master association, and the president on file is an Ivory Development executive, so the developer still controls the board. Expect dues and rules to be revisited once homeowners take over.
This is the entity to ask for the budget, the reserve study, and the recorded CC&Rs. I request those for clients as a matter of course.
Two cautions I give every client buying into a newer association
Developer-set dues are introductory. While a builder still controls the association, dues are commonly set low and reserves underfunded, because low dues sell houses. After homeowners take over, boards routinely raise dues and levy assessments to catch up. Ask for the projected turnover date.
Ask for the reserve study, and check its date. Utah law requires a reserve analysis at least every six years, reviewed at least every three, with an annual summary to owners. Under 70 percent funded is a yellow flag. Under 50 percent is a real problem, and the bill arrives as a special assessment after you close.
Who is actually allowed to live here
This is the part that blindsides families, so I would rather over-explain it.
Under the federal Housing for Older Persons Act, a community keeps its senior exemption as long as at least 80 percent of occupied homes have a resident 55 or older. That remaining 20 percent is the cushion associations use to allow a younger spouse, an early-50s buyer, or a surviving partner.
The thing almost nobody knows: HOPA does not, by itself, protect an under-55 surviving spouse. Whether your husband or wife can stay after you are gone depends entirely on the recorded CC&Rs. Some communities include an explicit survivor clause. Some leave it to the board. Some are silent, which is the worst version.
Get these answered in writing before you write an offer
- Can a surviving spouse under 55 remain, and is it written down or left to the board?
- Can an heir under 55 inherit and live in the home, or only rent or sell it?
- How much of the 20 percent cushion is already in use? If the community sits at 19 percent, there is no room left for your spouse. This is obtainable from the association and virtually nobody asks.
- Can a live-in caregiver under 55 stay if one of you needs help?
- How many days per year may a younger guest stay, and does that constrain a summer with the grandchildren?
Location and getting to services
Typical-traffic drive times from Harvest Gardens to the places you will actually go.
How far is this from you?
Enter your doctor's office, your church, or a family member's address and see the drive from this community.
Opens driving directions in Google Maps with Harvest Gardens as the destination. Your address is not saved, stored, or sent to us. It goes straight from your browser to Google Maps.
The question adult children ask that nobody answers
How does an ambulance get in? If a community is gated or has controlled access, ask whether the fire district has a Knox box or gate code on file, and whether the first-due unit carries a paramedic. That detail matters more than the drive time does.
A useful benchmark: Medicare Advantage network adequacy rules set maximum time and distance standards by county type. In large metro counties the primary care standard is 10 minutes or 5 miles.
If you stop driving
The least-discussed risk in active adult housing. Losing the ability to drive roughly doubles the risk of depression symptoms and social isolation, and where a home sits determines how hard that transition is.
- Is there a continuous sidewalk to anything useful, or does every errand require a car?
- What is the walk to a grocery store or pharmacy on the actual sidewalk route?
- Is the address inside a UTA paratransit service area? ADA paratransit generally covers within three quarters of a mile of a fixed route.
- Does a county senior transport or volunteer ride program serve this address?
Safety in Riverton
Based on FBI Uniform Crime Reporting data, Riverton reports roughly 0.5 violent crimes and 11 property crimes per 1,000 residents per year, both well below national averages. As across the valley, property crime makes up the large majority of incidents.
These are citywide figures from FBI Uniform Crime Reporting for 2024, the latest full year available. They describe Riverton as a whole rather than this community, and reported totals shift year to year. Treat them as general background on the area, not as a rating of this neighborhood.
What it really costs each month
The sticker price is the least interesting number. What matters is the monthly nut, and how it compares to what you are paying now.
Starting here, roughly
—/mo
Based on this community's entry price of $550,000 and dues of $318, with (July 30, 2026 average), plus a typical Utah effective property tax rate and insurance. Utilities are not included.
Run your own numbers (opens in a new tab)These payment figures are an estimate for budgeting and planning only. They are not a mortgage quote, a loan offer, or a commitment to lend. Your actual rate and payment depend on your credit, loan program, and current market rates. Talk to a licensed mortgage professional for real numbers. Connect with our preferred Utah lender.
* Based on what the community and builder publish about the dues, which I have looked up rather than assumed. It is not confirmed against the association's own budget and governing documents, and exactly what is covered can differ by phase, by home type, and over time. I pull the current budget and CC&Rs for clients before they write an offer.
This is the honest case for a 55+ community, and it is the one most people get wrong. The HOA fee is not purely an added cost. It replaces line items you already pay on a larger home, in cash or in your own labor. When someone tells me downsizing does not pencil, we usually find they compared the mortgage and the dues and left out the lawn service, the snow, and the roof they will need in six years.
Typical utilities
Rough monthly ranges for a home this size in Riverton. Utilities are the line item people most often forget to compare, and they are usually where a smaller home wins.
Estimates only, and they vary a lot. A townhome, a condo, and a detached single-family home of the same square footage can run very differently, and so can two neighbors in identical homes depending on thermostat habits, occupancy, and whether the yard is irrigated. Treat these as a starting point, then ask for the actual bills on a specific address.
For the son or daughter reading this
If you are researching on behalf of a parent, you are asking different questions than they are, and both sets are legitimate.
Some perspective, honestly offered: hands-on help from an adult child drops off sharply with distance. Weekly help hours fall from roughly three when you live on the same block to about one at two to five miles away, and keep falling from there. If you are weighing communities, distance from you matters more than most families treat it.
What to check here
How far it is from you. Whether the community is gated and how emergency services get in. Cell signal for a medical alert device. Broadband for telehealth. Whether an under-55 caregiver may live in. Whether the architectural committee permits a ramp or grab bars. And the overnight guest limit, which is the rule that quietly prevents you from staying a week to help.
What this community is, and what it is not
An active adult community is real estate, not care. There is no staff, no nurses, no meals, and no call system. If your parent needs help with bathing, dressing, or medication, that is assisted living, which is a different product entirely. Buying here because it sounds like a safer version of a house is the most expensive mistake families make.
Also worth knowing before you plan around it: Medicare does not pay for custodial help with bathing, dressing, meals, or housekeeping. It covers skilled, intermittent home health only. That gap is what actually forces the next move, and it catches families by surprise.
If you are coordinating with siblings
Agree among yourselves before anyone talks to your parents. The fastest way to derail this is one sibling feeling blindsided, and a parent who senses a united front they were not part of will dig in harder.
Decide early who is the point of contact, who handles the money conversation, and who is simply there for support. If the house eventually sells, the proceeds question tends to surface old family dynamics. Naming that in advance costs nothing and prevents a lot.
Paperwork worth locating now, not later
The deed, the mortgage payoff, a recent tax notice, and the HOA documents if there are any. If a parent may not be able to sign for themselves at some point, the power of attorney or trust paperwork matters enormously and is miserable to sort out under time pressure.
If the move is tied to care costs, talk to an elder law attorney and a CPA before anything sells. I am a broker, not a tax or legal advisor, but I work with families in this spot often and can point you to people who handle it properly.
The most common mistake is leading with logic. Parents who feel managed dig in. The families I see succeed start with what would make the next few years easier and more enjoyable, and let the house question follow.
I am glad to walk a community with the whole family at once and give the same honest read to everybody in the room. That is most of what I do.
Other 55+ communities to compare
Worth a look before you decide. I would rather you tour two or three than fall for the first one you see.
Information on this page is gathered from the builder, the association, public records, and other sources believed reliable, but it is not guaranteed and is subject to change without notice. Pricing, availability, HOA dues, amenities, and recorded community rules change often. Cost and utility figures are estimates only and vary widely by home type, size, and household. Verify all details for a specific address, and read the recorded documents, before you make an offer. Kris Bowen is a licensed real estate broker, not a tax, legal, insurance, or medical advisor. Last reviewed August 2026.
Good to know
Frequently asked questions
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Is there a pool or clubhouse at Harvest Gardens?
No to both. This is a deliberately amenity-free community of 51 homes: no clubhouse, no pool, no gate, no activity director. The dues buy maintenance-free living instead. Be careful researching this one, because Ivory's own page contains the phrase swimming pool inside an HTML comment left over from a St. George template, and AI-generated summaries have repeated it as fact.
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What do the HOA dues cover at Harvest Gardens?
About $318 per month covering culinary and secondary water, trash, lawn care front and back, and street snow removal. Because there are no amenities to operate, the dues go entirely to maintenance. The figure comes from a live listing rather than the association, so confirm it in writing.
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Can I still buy new at Harvest Gardens?
Yes. As of July 2026 Ivory Homes still lists move-in-ready homes here on its own site, including two Millcreek plans on Harvest Gold Way at $584,900 and $624,900. Both the Harvest Gardens and Harvest Gardens Villas community pages are live. Homes have been built from roughly 2022 onward, and because the whole community is only 51 homes, the unsold count is small at any given moment.
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Are the homes at Harvest Gardens single-level?
Mostly. Six of the eight plans are single-story ramblers, most with basements. Two are two-story: the Big Cottonwood at about 3,702 square feet and the Willowcreek at about 3,621. The main-floor-living marketing is broadly accurate but not universal, so confirm the plan.
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What is the difference between Harvest Gardens and Harvest Gardens Villas?
They are two Ivory product lines within one platted development sharing a single master HOA. Lot numbers run continuously from 1 to 51 across both. The Villas plans are the Millcreek and Willowcreek; everything else is the Harvest Gardens side. They are geographically interleaved on the same streets, so you cannot tell them apart by address, only by floor plan and lot size.
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Who manages the HOA at Harvest Gardens?
Community Solutions and Sales, an Associa company in Draper, at (801) 955-5126, registered with the state as a master association. Worth knowing: the president on file is an Ivory Development executive, meaning the developer still controls the board. Dues and rules set under developer control commonly change once homeowners take over.
Talk to a real person
Thinking about Harvest Gardens?
I will send the CC&Rs, the HOA budget and reserve study, current pricing, and my honest read. Or just call and ask one question. Both are free.
Call or text 801-999-8005No pressure, no obligation. Happy to talk with you, your spouse, and your family together.